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4840 Maine Ave SE, Rochester, MN, 55904
Happy family and a dog sitting in the back of a car

Auto Financing a Subaru of Rochester

Your local Subaru Dealer in Rochester, MN

You have done the research, narrowed down your search, gone for a test drive and decided that a new Subaru sedan or SUV is the perfect vehicle for you. But before you can get the keys and hit the road on a new adventure it is time to start the financing process. We are confident when we say that like many other drivers from around Red Wing, you are not looking forward to auto financing and we understand why. The paperwork is tedious and confusing, no one enjoys checking their credit score or crunching numbers to see how much they can afford with current financing rates. Here at Subaru of Rochester, we strive to make every part of shopping for your next Subaru stress-free and enjoyable. Which is why we have an amazing team of financing experts, easy to use online financing tools, and highlighted the pros and cons of leasing and buying.

Sales Department

Phone Numbers:Sales Hours:
  • Mon - Thu8:30 AM - 8:00 PM
  • Fri - Sat8:30 AM - 6:00 PM
  • SunClosed

Leasing vs Financing:

Some Mankato drivers prefer to lease their Subaru's while other drivers look forward to 200,000-miles of adventure. Do you know which financing option is best for you? Both leasing and buying have their benefits and your current financial situation may make one better than the other.

  • Leasing: For many Owatonna drivers leasing is the way to go as it allows them to get behind the wheel of a more expensive model for less money with less money due at signing. Leasing also gets you into a new Subaru every couple of years. You will also have lower maintenance costs as you will be returning the vehicle at the end of the lease. The main drawbacks to leasing include a limited number of miles you can drive in a year and potential difficulty getting out of the lease early. You also can't make any special modifications and will be responsible for excessive wear and tear damages.
  • Financing: Financing, or buying, is when you own the Subaru outright and it is yours for as long as you want. Buying gives Rochester, MN drivers more flexibility when wanting to sell or trade their Subaru. Another benefit to owning your Subaru is that when you have finished paying the vehicle off you will no longer have monthly payments. There is also no limit to how many miles you can drive in a year and you can make any changes you want. The downside to financing is more money down at signing and higher monthly payments.

Benefits Of Online Financing:

While browsing our inventory of new and high-quality pre-owned Subaru's is exciting to see what sedan or SUV you want to drive home in there are a number of benefits to starting the shopping process here in financing. When Mankato drivers start the shopping process in our online financing center they will have a better idea of what their budget is. From home, you can easily get pre-qualified for credit which will put you in a better position for getting approved for credit and may possibly get you a better financing rate. You can also find the value of your current vehicle for trade value with our Kelley Blue Book Instant Cash Offer tool. Kelley Blue Book has been a trusted name in the automotive industry for over 75 years and you can rest easy knowing you are getting the most for your trade. Albert Lea drivers can even fill out the credit application and save time at the dealership by sending your information directly to our financing team. Who will then promptly get to work crunching the numbers to get you the best possible leasing or financing rate. So when you come down to Subaru of Rochester all you will have to do is dot the "I's" and cross the "T's" and hit the road in your new Subaru.

If at any point during the financing process you have any questions or need assistance please give us a call. Or stop by the dealership and meet with our financing team in person. Also be sure to speak with a member of our team about our PowerLife Lifetime Powertrain Warranty for complete protection.

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Subaru of Rochester 43.95182133420771, -92.46094247500328.